Take control of
your money.
Track spending, understand habits, manage subscriptions, and get AI-powered insights that help you make smarter financial decisions.
Loved by 50,000+ users
Good morning
Sarah
Balance
£2,847
Dining budget at 89% this month
Netflix renews in 3 days
Trusted Worldwide
Numbers that speak for themselves
Expenses Tracked
Budgets Created
Categories Managed
Monthly Insights
Features
Everything you need to understand
your money
Finchie brings together smart tracking, AI insights, and beautiful analytics in one beautifully simple app.
AI Financial Assistant
Ask questions naturally and get instant, personalized insights about your spending.
Expense Tracking
Automatic categorization, smart search, and quick entry — so logging is never a chore.
- Auto-categorize transactions
- Smart search & filters
- Instant receipt capture
Budget Planning
Set monthly budgets, track goals, and get alerts before you overspend.
- Monthly budget templates
- Goal tracking
- Spending limit alerts
Subscription Monitor
Never forget a subscription again. Finchie detects recurring payments automatically.
- Auto-detect subscriptions
- Upcoming charge alerts
- Cancellation reminders
Financial Reports
Clear weekly summaries, monthly trends, and spending breakdowns that actually make sense.
- Weekly spending digest
- Monthly trend charts
- Category breakdowns
Smart Notifications
Budget alerts, bill reminders, and savings opportunities — delivered at the right moment.
- Budget threshold alerts
- Bill due reminders
- Savings opportunities
Pricing
Simple, transparent pricing
Start free forever. Upgrade when you want the full power of AI finance.
Free Forever
No credit card required
- Expense & income tracking
- Up to 3 budget categories
- 30-day transaction history
- Basic spending reports
- Manual entry & CSV import
- 1 AI insight per month
Premium
or £39.99/year — save 33%
- Everything in Free
- Unlimited categories & budgets
- Full transaction history
- Advanced AI assistant (unlimited)
- Subscription auto-detection
- Weekly & monthly reports
- Receipt scanning & photo upload
- Multiple currencies
- Data export (CSV / PDF)
- Priority support
Cancel anytime · 7-day free trial
AI Assistant
Your money,
answered instantly.
Just ask Finchie anything about your finances. No spreadsheets, no digging through statements — just clear, instant answers in plain English.
How much did I spend on takeaways this month?
You
You spent £143.50 on takeaways this month — that's 18% higher than last month. Your top spots were Uber Eats (£67) and Deliveroo (£45). Want me to set a takeaway budget?
Finchie AI
Dashboard
Beautiful insights, at a glance
Your complete financial picture — spending, budgets, subscriptions, and trends.
Balance
£2,847
+£295 this month
Spent
£1,352
68% of budget
Saved
£295
↑ 12% vs last
By Category
Subscriptions
3 activeSpotify
Renews Jun 28
Netflix
Renews Jun 30
YouTube
Renews Jul 3
Budget Progress
Recent
Tesco Express
Groceries
Salary — Acme Corp
Income
Pret A Manger
Dining
Uber
Transport
How It Works
Up and running in minutes
No complicated setup. No CSV imports. Just open the app and start.
Connect
Add expenses manually, import bank statements, or scan receipts. Finchie learns your spending patterns from day one.
Works with any bank or card. Manual entry takes under 5 seconds.
Understand
Finchie automatically categorizes every transaction and builds a clear picture of exactly where your money goes.
AI categorization is 94% accurate — and gets smarter over time.
Improve
Receive personalized AI recommendations, budget alerts, and actionable insights to hit your financial goals.
On average, Finchie users save £180 in their first month.
Why Finchie
A smarter way to manage money
Traditional expense apps show you the past. Finchie helps you shape the future.
Testimonials
Real people, real results
Join thousands of people who have already taken control of their finances with Finchie.
“Finchie helped me realize I was spending £340 a month on subscriptions I'd completely forgotten about. Cancelled 6 of them immediately. It paid for itself within the first day.”
Sarah M.
Freelance Designer
“The AI insights are genuinely useful. It noticed I was spending 30% more on food when I worked late and suggested meal prepping. Saved me £80 last month without much effort.”
James K.
Software Engineer
“Finally an app that doesn't make me feel judged. Finchie just shows you the data and helps you improve. No guilt trips, just actionable advice that actually works.”
Priya S.
Marketing Manager
“Tracking personal and business expenses used to be a nightmare. Finchie's categorization is so accurate I barely have to do anything manually anymore. Total game changer.”
Tom R.
Small Business Owner
Privacy & Security
Your data is in safe hands
Finchie is built with security-first principles from the ground up. Your privacy is non-negotiable.
End-to-End Encryption
Your financial data is encrypted at rest and in transit using AES-256 — the same standard used by major banks.
Secure Authentication
Multi-factor authentication and biometric login keep your account protected from unauthorized access.
Bank-Level Security
We follow the same security protocols as leading financial institutions. Your data is always safe.
You Own Your Data
Export or permanently delete your data at any time. We never sell personal data to third parties. Ever.
FAQ
Common questions
Everything you need to know about Finchie.
Finchie offers a free tier with core expense tracking, budgeting, and basic insights. Premium plans unlock the full AI assistant, unlimited transaction history, advanced analytics, and priority support.
Finchie's AI analyzes your spending patterns and answers natural language questions about your finances — like "How much did I spend on coffee this month?" or "Where can I save money?" The more you use it, the more personalized it becomes.
Yes! Finchie detects recurring payments in your transaction history and organizes them into a subscriptions dashboard. You'll get alerts for upcoming charges, price changes, and subscriptions you might have forgotten about.
Absolutely. We use AES-256 encryption for all data at rest and in transit, require secure authentication, and never sell your personal data to third parties. You can export or permanently delete your data at any time.
Yes — you can export all your expenses, income records, and reports as CSV or PDF from the app settings at any time. Your data is always yours.
Finchie supports over 30 currencies. Set your home currency in settings, and Finchie will display all amounts in your preferred currency with daily exchange rate updates.
Still have questions? Contact us →
Start Making Smarter
Financial Decisions.
Join thousands of people already tracking smarter with Finchie. No credit card required.
Free forever plan · No credit card · Cancel anytime