We built Finchie because
money deserves clarity.
Most people know roughly how much they earn. Far fewer know where it actually goes. We set out to change that — with AI-powered insights that feel personal, not clinical.
50K+
Active users
£2M+
Tracked monthly
98%
Uptime SLA
Financial intelligence
for everyone.
Finchie started with a simple frustration: personal finance apps were either too complex, too expensive, or too generic. Spreadsheets worked but took hours. AI tools existed but weren't designed for everyday people.
So we built Finchie — an app that tracks your expenses, income, budgets, and subscriptions in one place, then uses AI to surface insights you'd never find on your own: the subscriptions draining your account, the spending patterns eating your savings, the small changes that add up to hundreds of pounds a year.
We believe everyone deserves that clarity, not just those who can afford a financial advisor.
Privacy first
Your financial data belongs to you. We never sell it, share it, or use it for advertising. Full stop.
AI that works for you
Our AI Advisor learns your spending patterns to deliver insights that are actually relevant — not generic.
Effortless by design
Tracking your money shouldn't be a chore. Finchie is built to be fast, intuitive, and available on any device.
Security you can trust
End-to-end encryption, bcrypt password hashing, MFA support, and session management — built in from day one.
Everything you need, nothing you don't.
Built for real life, not spreadsheet enthusiasts.
Expense & Income Tracking
Log transactions instantly and see where every pound comes from and goes.
AI Advisor
Premium AI chat that answers your financial questions with context from your own data.
Smart Budgets
Set monthly limits by category and get alerted before you overspend.
Subscription Manager
See all your recurring charges in one place and get renewal reminders.
Savings Goals
Set targets, track progress, and stay motivated toward the things that matter.
Finance Score
A single score that reflects your overall financial health, updated in real time.
Get in touch
Have a question, a feature request, or just want to say hello? We'd love to hear from you.